I finally made it over to our insurance agent to update the beneficiary form on my life insurance policy. The secondary, after Mr. ETB is now deceased, so I thought it made sense to get that changed to Danny.
Danny: So what do I have to do ? I don't understand.
Me: If I die, you don't do anything, but if both mama and papa die (Kenna hora, God forbid a million times) you'll get a payment to cover my burial costs.
Danny: How much money is it?
Me: Danny, it really isn't a windfall, this is a term policy for putting me in the ground.
Danny: OK, but how much is it for?
Me: $15,000. But that isn't as much as it sounds like...
Danny: Well, you didn't want anything really nice did you?